Account & Transaction Fees

Deposits

• All Deposits (dcr, AP, csh or chq) = FREE

Withdrawals

• Cash Cheque at Counter (Per $1.00) = 0.0025c
• Cheque Book (Per Book) = $10.00
• Personal Cheque (Per Cheque) = FREE
• UCU Cheque (Per Cheque) = FREE
• Deposit Books (*Per Book) = $10.00

*  Children under 18 will receive a Deposit Book free

Electronic Banking

• Internet Banking = FREE
• Telephone Banking = FREE
• Balance by Text Message (Setup) = FREE
• Balance by Text (Per Txt Tcom) = $0.65
• Balance by Text (Per Txt Vfone) = $0.65

Atm / Eftpos

• Card Issue (Per Card) = $3.00
• Access/Unicard - eftpos ** (Per Transaction) = $0.30
• Access/Unicard - atm ** (Per Transaction) = $1.50

**    Members who credit whole of pay will receive 5 free atm and 20 free eftpos transactions per month

Automatic Payments

• Per Transaction = FREE
• Setup = $3.00
• Alteration = $3.00
• Cancellation = FREE
  

Direct Debits   

• Per Transaction = FREE
• Setup, Cancellation, Alteration = FREE
  

Bill Payments   

• Per Transaction = FREE
• Setup, Cancellation, Alteration = FREE

Transfers

• To any other UCU account = FREE
• To any bank account in NZ = FREE

Service Fees

• Account Admin Fee ** (Per Mth) = $3.00
• Deliquency letter (per Letter) = $5.00
  
• Dishonoured DDs (Per Dishonour) = $10.00
• Payment dishonour (member request) per dishonour = $10.00
  
• Dishonoured Cheques (Per Dishonour) = $25.00
• Stop Cheque Fee (Per Chq) = $10.00
• Dormant Account Fee *** (Per Yr) = $100.00
• Special Answers (Per Ansr) = $25.00
• Traces\Voucher Searches (Per Srch) = $25.00
• OD Management Fee (Per Mth) = FREE
• Csh Handling Fee = FREE
• Customer Serv Investigation = FREE
• Request a Statement = FREE

**    Exemptions apply if you are a superannuitant, have been a member for 20 years or more, are under 18 or have attained a minimum monthly balance of $5000 or more in your savings accounts.

***    Charged if your Call Account is inactive for a year and we are unable to locate you.