Interest Rates

Call Account    

• 0 thru $499 = 0.000%
• $500 thru $4999  = 0.250%
  
• over $5000 = 0.500%

Target Saver Account    

• 0 thru $2000 = 1.000%
• over $2000 = 1.500%

Christmas Club

• on minimum monthly balance = 3.000%

Junior Kiwi Saver

• All amounts = 3.000%

Term Deposits - 3 Months

• thru $4999 = 2.00%
• over $4999 = 3.50%
• over $9999 = 3.50%
• over $49999 = 3.75%

Term Deposits - 6 months

• thru $4999 = 2.00%
• over $4999 = 3.50%
• over $9999 = 3.50%
• over $49999 = 4.60%

Term Deposits - 9 months

• thru $4999 = 2.00%
• over $4999 = 3.50%
• over $9999 = 3.50%
• over $49999 = 3.75% 

Term Deposits - 12 months

• thru $4999 = 2.00%
• over $4999 = 4.00%
• over $9999 = 4.00%
• over $49999 = 5.00%

Loans and Mortgages

• Unsecured up to $10,000 = 13-15%
• Revolving Credit Loan = 13%
• Guarantor Secured = 13%
• Motor Vehicle Secured = 11%
• Call Account Secured = 9%
• Target Saver Account Secured = 9%
• Term Deposit Secured = 9%
• Insurance or Superannuation Secured = 10%
• Mortgage (floating) = 6.50%