Terms of Use
Information you must read before proceeding into the United Credit Union Website.
(If you proceed to any other page of the United Credit Union Website, you will be treated as having read and accepted the information on this page)
- This Website is presented by the United Credit Union. United Credit Union is a credit union registered under the Friendly Societies and CU Act 1982
- The information on this Website is preliminary and general information only. It is subject to change at any time. You must not rely on it as being complete, accurate, or up to date. You should obtain independent professional legal and/or financial advice before you rely on any of the information.
- Information on this site has been prepared in accordance with New Zealand law for the supply of services in New Zealand only. Therefore, any services referred to in this site are only offered to persons resident in New Zealand.
- United Credit Union is not, in this Website, making any offer to enter into any transaction or relationship with you. For full details of up to date service information, charges, interest rates, terms and conditions, and any special offers you should visit United Credit Unions branch, or telephone on 04 4776685.
- United Credit Union is not responsible for the information on any other Website accessed via this site; that information is the responsibility of the owner of that Website. United Credit Union has no control over it. Links to other Websites are provided for convenience only and do not represent any endorsement by United Credit Union of the services offered by the site owner.
- Please contact United Credit Union for prior permission if you wish to create a hypertext link to any page on this United Credit Union Website. If you create a link to the United Credit Union Website, you remain fully responsible for any consequences of that link, whether direct or indirect and you will protect United Credit Union against all loss, damage, liability, costs or expense arising from or in connection with the link.
- All applications for finance are subject to United Credit Union's lending criteria for the applicable service. An establishment fee may apply. Any interest rate referred to on this Site for a lending service is not necessarily the finance rate for the purposes of the Credit Contracts Act 1981.
- You can get a copy of the current prospectus for the United Credit Union from by contacting our office, free of charge.
- When transmitting your personal information over the Internet, you should remember that the Internet is not a secure environment. Any personal information you transmit to United Credit Union may be used by United Credit Union to provide information to you about the full range of financial services offered by United Credit Union, as well as to assist United Credit Union to create a statistical picture of its customers. United Credit Union will take steps to ensure your personal information is held securely by United Credit Union, and you may request access to, and correction of, all such information by contacting United Credit Union's privacy officer.
- The copyright in this site is owned by United Credit Union. You may electronically reproduce and store the site's contents solely for the purposes of viewing the site, or saving its content. However, if you want to display or distribute the content or any of the pages of the site in public or in such a way that they will be accessible to the public (including reproduction in any form on the Internet), you must first obtain United Credit Union's permission.
Privacy Statement
Maintaining your privacy is a priority of United Credit Union. This notice explains how we collect, use, and safeguard your personal information.
We are committed to providing you with cooperative based financial products and services to meet your financial needs. To do this we collect and sometimes share information about you to complete your transactions and provide you with certain financial opportunities.
- Information we receive from consumer reporting agents, such as about your creditworthiness and credit history;
- Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.
We may disclose all the information, as described above, to companies that perform services on our behalf.
We do not permit these third parties to sell or otherwise release the information we provide to them.
We may disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records. If you terminate your membership with United Credit Union, we will not share information we have collected about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to our employees, whose mission it is to utilize your data in order to serve you better. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with regulations and leading industry practices to safeguard your nonpublic information.
Disclaimer
Disclaimer: The information provided in this site is supplied by United Credit Union (unless otherwise specified). All United Credit Union services, products and offers are subject to change. While every endeavour has been made to supply accurate up to date information, errors and omissions may occur. Accordingly, United Credit Union accepts no responsibility for any loss to any person (in any form whatsoever) that arises from the use of, or reliance on, the information contained on the United Credit Union Website.