$1,000 +
Nil
0.5%
0.5%
Interest Rates
Call Account [+]
0 - $999
$1,000 +
$1,000 +
Junior Saver [+]
on min monthly balance
3.0%
Personal Loans and Mortgages [+]
Unsecured
Secured
Mortgage (floating)
Secured
Mortgage (floating)
13-15%
9-11%
6%
9-11%
6%
Target Saver Account [+]
$0 - $9,999
$10,000 +
$10,000 +
1.0%
2.0%
2.0%
Christmas Club [+]
on min monthly balance
3.0%
Loan Provider [+]
0 - $499
$500 - $4,999
$5,000 - $9,999
$10,000 +
$500 - $4,999
$5,000 - $9,999
$10,000 +
0%
1.0%
2.0%
3.0%
1.0%
2.0%
3.0%
Term Deposits - 3 Months [+]
$500 - $4,999
$5,000 - $9,999
$10,000 - $49,999
$50,000 +
$5,000 - $9,999
$10,000 - $49,999
$50,000 +
2.0%
3.25%
3.25%
3.25%
3.25%
3.25%
3.25%
Term Deposits - 6 months [+]
$500 - $4,999
$5,000 - $9,999
$10,000 - $49,999
$50,000 +
$5,000 - $9,999
$10,000 - $49,999
$50,000 +
2.0%
4.25%
4.25%
4.25%
4.25%
4.25%
4.25%
Term Deposits - 9 months [+]
$500 - $4,999
$5,000 - $9,999
$10,000 - $49,999
$50,000 +
$5,000 - $9,999
$10,000 - $49,999
$50,000 +
2.0%
4.25%
4.25%
4.25%
4.25%
4.25%
4.25%
Term Deposits - 12 months [+]
$500 - $4,999
$5,000 - $9,999
$10,000 - $49,999
$50,000 +
$5,000 - $9,999
$10,000 - $49,999
$50,000 +
2.0%
4.5%
4.5%
4.5%
4.5%
4.5%
4.5%
Account & Transaction Fees
Deposits [+]
All Deposits Types
FREE
Withdrawals [+]
Cheque to Cash (per $1.00)
Cheque Book (per Book)
Personal Cheque (per Cheque)
UCU Cheque (per Cheque)
Deposit Book *(per Book)
Cheque Book (per Book)
Personal Cheque (per Cheque)
UCU Cheque (per Cheque)
Deposit Book *(per Book)
0.0025c
$10.00
FREE
FREE
$10.00
$10.00
FREE
FREE
$10.00
Electronic Banking [+]
Internet Banking
Phone Banking
Balance by Txt (set-up)
Balance by Txt
Phone Banking
Balance by Txt (set-up)
Balance by Txt
FREE
FREE
FREE
$0.65
FREE
FREE
$0.65
Debitcard [+]
Card Issue (per card)
eftpos (per transaction)
atm (per transaction)
eftpos (per transaction)
atm (per transaction)
$3.00
$0.30
$1.50
$0.30
$1.50
Automatic Payments [+]
Per Transaction
Set-up
Alteration
Cancellation
Set-up
Alteration
Cancellation
FREE
$3.00
$3.00
FREE
$3.00
$3.00
FREE
Direct Debits [+]
Per Transaction
Set-up, Cancellation, Alteration
Set-up, Cancellation, Alteration
FREE
FREE
FREE
Bill Payments [+]
Per Transaction
Set-up, Cancellation, Alteration
Set-up, Cancellation, Alteration
FREE
FREE
FREE
Transfers [+]
Per Transaction
Set-up, Cancellation, Alteration
Set-up, Cancellation, Alteration
FREE
FREE
FREE
Loan Application Fees
Establishment Fees [+]
Up to $5,000 (per loan)
$5,001 - $10,000 (per loan)
$10,001 - $14,999 (per loan)
$15,000 + (per loan)
$5,001 - $10,000 (per loan)
$10,001 - $14,999 (per loan)
$15,000 + (per loan)
$75
$150
$400
$500
$150
$400
$500
Other Charges [+]
Credit Check
PPSR Registration
PPSR Search
PPSR Amend/Renew
Veda Motocheck
Death Cover Insurance (age related)
Revolving Credit (per advance)
Other Fees PPSR Registration
PPSR Search
PPSR Amend/Renew
Veda Motocheck
Death Cover Insurance (age related)
Revolving Credit (per advance)
$6.96
$3.00
$1.00
$5.00
$4.03
variable
$50.00
$3.00
$1.00
$5.00
$4.03
variable
$50.00
Service Fees [+]
Account Admin **(monthly)
Deliquency Letter
Dishonoured Direct Debit
Payment Dishonour (member request)
Dishonoured Cheque
Stop Cheque
Dormant Account ***(annually)
Special Answer
Trace\Voucher Search (per letter)
Overdraft
Cash Handling
Customer Service Investigation
Statement Request
**Exemptions apply to
(1) superannuitants,
(2) membership of 20 years or more,
(3) under 18 years of age,
(4) a combined monthly savings
balance of at least $5000.
***When Call Account is inactive for 12
months and unable to locate account holder.
Deliquency Letter
Dishonoured Direct Debit
Payment Dishonour (member request)
Dishonoured Cheque
Stop Cheque
Dormant Account ***(annually)
Special Answer
Trace\Voucher Search (per letter)
Overdraft
Cash Handling
Customer Service Investigation
Statement Request
**Exemptions apply to
(1) superannuitants,
(2) membership of 20 years or more,
(3) under 18 years of age,
(4) a combined monthly savings
balance of at least $5000.
***When Call Account is inactive for 12
months and unable to locate account holder.
$3.00
$5.00
$10.00
$10.00
$25.00
$10.00
$100.00
$32.00
$32.00
Nil
Nil
Nil
Nil
$5.00
$10.00
$10.00
$25.00
$10.00
$100.00
$32.00
$32.00
Nil
Nil
Nil
Nil